A bit about us:
We deliver on promises when customers need us most. We believe the best way to serve our customers is to know that every individual, employee, family and business we work with has unique personal and financial goals. We keep our promises, so we can help them achieve their goals and realize their definition of financial success.
18 days time off for consultant level and at a manager range 23 days off
18 days time off for consultant level and at a manager range 23 days off
Why join us?
The companies have a vision to deliver on promises when customers need us and share values that drive who we are and how we do business. When a family loses a loved one. When an employee is injured and can’t earn an income. When individuals need long-term care. When it’s time to retire.
We believe the best way to serve our customers is to know that every individual, employee, family and business we work with has unique personal and financial goals. We keep our promises so we can help you achieve your goals and realize your definition of financial success. It’s our focus, our responsibility and our privilege.
Driven by Values
To achieve our company vision, we embrace company values represented by ASPIRE. It is our catalyst for working in the best interest of our customers.
Achievement — through discipline, effort and skill
Stewardship — protecting and managing
Partnership — building trusted relationships
Integrity — doing the right thing
Responsiveness — identifying and resolving customer needs
Excellence — developing our people and improving operations
We believe the best way to serve our customers is to know that every individual, employee, family and business we work with has unique personal and financial goals. We keep our promises so we can help you achieve your goals and realize your definition of financial success. It’s our focus, our responsibility and our privilege.
Driven by Values
To achieve our company vision, we embrace company values represented by ASPIRE. It is our catalyst for working in the best interest of our customers.
Achievement — through discipline, effort and skill
Stewardship — protecting and managing
Partnership — building trusted relationships
Integrity — doing the right thing
Responsiveness — identifying and resolving customer needs
Excellence — developing our people and improving operations
Job Details
Job Description
The Underwriting Consultant works within the underwriting department, which is responsible for risk assessment. The Underwriting Consultant evaluates and classifies risk for life and LTC hybrid product to ensure compliance with underwriting guidelines and procedures, and to ensure accordance with mortality and morbidity pricing. The role possesses the authority to postpone, decline, or add substandard ratings within defined approval limits.
The Underwriting Consultant works within the underwriting department, which is responsible for risk assessment. The Underwriting Consultant evaluates and classifies risk for life and LTC hybrid product to ensure compliance with underwriting guidelines and procedures, and to ensure accordance with mortality and morbidity pricing. The role possesses the authority to postpone, decline, or add substandard ratings within defined approval limits.
- Evaluate risk according to established guidelines
- Process work using established operating systems
- Validate decisions with internal and external partners
- Adhere to published underwriting guidelines and procedures
- Participate in continuing education
- Attend industry events
- Work effectively in a team environment
- Understanding of Individual Life & Annuity / LTC Products
- Understanding of customer service
- Computer software technical skills
- Professional written and oral communication
- Attention to detail
- Organizational skills
- Time management skills
- Proficiency in Microsoft Office Suite
- Work effectively in a team environment
- Critical thinking skills
- Relate complex underwriting information in layman’s terms
- Able to evaluate multiple pieces of information, apply guidelines, and come to correct risk assessment
- Adaptability
- B.A./B.S. College Degree
- Working toward FALU, FLMI, or CLU.
- Completion of 1 or more industry designations (FLMI, FALU, etc.)
- EKG interpretation/training
- 5+ years of experience in Life underwriting insurance industry.
- Approval Authority: Life $$2,000,000-$5,000,000; LTC Combo $1,000,000