A bit about us:

We are a state-licensed mortgage lender that provides mortgage financing to eligible borrowers. Our licensed specialists have hundreds of years of combined experience in the mortgage industry.

Why join us?

  • Competitive Base
  • Comprehensive Benefits
  • PTO/Vacation

Job Details

Responsibilities

Approve or reject residential loans
Ensure loans meet applicable agency and government guidelines
Analyze borrower’s credit profile, collateral and capacity to repay the proposed mortgage obligation
Accurately calculate borrower’s income and debt-to-income ratios
Document lending decisions and complete required screens in the loan origination system
Proficient at running, reading, and interpreting automated underwriting decision results from both Desktop Originator and Loan Prospector
Review and sign off on submitted conditions where appropriate
Communicate loan decisions to internal departments in a timely fashion
Maintain and cultivate an effective working relationship with internal departments – Compliance, Processing, Closing, and Post-Closing
Prioritize pipeline to ensure turn times are met
Consistently meet or exceed established minimum productivity and quality goals
Requirements

Must be able to Underwrite VA, FHA & Conventional
Underwriting: 3 Years (Required)
LAPP & SAR Required
Expert Knowledge of Desktop Underwriter (DU) & Loan Prospector/Loan Product Advisor (LP/LPA)
Ability to handle multiple files simultaneously
Strong written and verbal communication
Perform well in team environments