A bit about us:
We are backed by leading venture capital firms. We’re privileged that our company has been recognized as a leading innovator in our industry. At the end of the day, we are a company doing honest work that really matters in the real world... one lender, one borrower, one homeowner at a time.
Why join us?
Some of our benefits include:
- Competitive pay
- Meaningful equity as an employee at a growing, venture-backed software company. We want you to participate and make decisions as an owner with our future in mind
- Top-tier insurance plans to select from along with a FSA and HSA where you can set aside pre-tax money for out-of-pocket medical expenses
- 15 days of vacation time plus sick days, all 10 major holidays, and 1 floating holiday for your birthday, religious holiday, or other special day of your choice
- Up to 2 paid days off each year to volunteer at the charity of your choice
Job Details
- Active DE + SAR/LAPP designations
- Thorough review of loan files to determine deficiencies and/or issues
- Concise and accurate conditioning of loan files
- Meet turn time objectives
- Analyze complex tax returns
- Communicate with processor and LO in a positive manner in order to assist in moving files to closing as quickly as possible
- Concise and accurate input of data
- Run AUS and vendor software and analyze the results
- Complete a thoughtful and thorough review of appraisals
- Clear conditions as submitted while meeting turn time objectives
- Maintain acceptable quality control metrics
To be successful in this role, it is important that you have:
- 5+ years current experience in Conventional underwriting. Must have underwritten conventional loans within the last year
- A full understanding of recent FNMA/FHLMC underwriting guidelines is required
- Must be conversant with QM and ATR regulations
- Excellent analytical & communication skills
- Ability to work in a fast paced multi-tasked environment
- Thorough knowledge of federal and state laws pertaining to the mortgage banking industry (i.e.: TILA, ECOA, RESPA, etc.)
- Strong appraisal review skills
- Great organizational and customer service skills required
- Expert knowledge of AUS systems (DU, LP)
- Ability to underwrite/review complex purchase and refinance transactions
- Ability to work independently as well as part of a team
- Encompass and/or Empower experience desired