Senior DE Mortgage Underwriter

Senior Government Underwriter (DE/FHA)

  • REMOTE
  • Fairfax, va
  • $100,000 - $130,000
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A bit about us:

We are a small but fast-growing mortgage company located in San Diego, CA. We are looking to add an experienced Senior Underwriters to join our origination team, either fully designated (DE/SAR/LAPP or Jumbo/Non-QM). If you have experience with FHA and VA or Jumbo and Non-QM loans and looking to take on a meaningful role while growing with a company this could be your career move!

Why join us?

  • Competitive base salary and overall compensation package
  • Full benefits: Medical, Dental, Vision
  • 401 (K) with generous company match
  • Vacation, sick, and paid holidays

Job Details

Responsibilities
Complete a thorough analysis of loan files to determine compliance with company, investor, and government guidelines and standards
Evaluate the entire credit package and collateral for residential mortgage loans and ultimately ensure an “investor” quality loan product
Provide superior customer service to internal & external customers
Communicate decision (approval, suspense, denial) on loans to appropriate parties both verbally and in writing.
Work with processors and loan officers for general guideline interpretations and questions on specific loan files
Continually exhibit an understanding of automated underwriting & guidelines
Check accuracy of all loan calculations
Meet and exceed productions goals while maintaining quality requirements

Qualifications
Minimum of 5+ years’ experience underwriting DPA products and manually approved government loans
Experience underwriting VA and FHA, USDA experience also preferred
Preferably all 3 certifications including DE, SAR and LAPP
Very knowledgeable in investor overlay and researching such guidelines
Strong appraisal analysis skills
Knowledge of current HUD and investor guidelines
Must be able to prioritize files throughout the day
Handle exception items and resolve complex issues
Experience and complete knowledge of FHA/VA lending guidelines preferred
Understands how FHA/VA guidelines relate to internal and investor guidelines preferred
Superior customer services skills
Excellent written and verbal communication skills
Attention to detail required
Strong time management and organizational skills
A team player, ability to work independently
Thrive in a fast paced, high production environment and readily embraces change
Excellent analytical and decision-making skills
Experience with Microsoft Office products, Byte experience ideal
Easy Apply Now
Easy Apply Now
Job Details
Location
REMOTE
Fairfax, va
Job Type
Permanent
Compensation
$100,000 - $130,000