A bit about us:
We are looking for experienced remote underwriters to join our growing team. Candidates can be Conventional Underwriters or Government Underwriters
Minimum six months as an Underwriter
Three years in mortgage industry to include at least two years of hands-on pre-underwriting of FHA/VA/Conventional loans
Perform accurate analysis of loan files and effectively transmit underwriting decision to production/processing staff both orally and in writing
Working knowledge of DU, LP, Total Scorecard
Strong computer background
Demonstrates technical knowledge and exhibits confidence, positive attitude and firmness of position
Considers new ideas, views of others, or divergent points of view
Demonstrates skill in developing improvements in work method or designing new procedures
Performs work with appropriate accuracy and strives for quality in work produced
Completes projects and can be counted on to be on the job and fulfill assigned job tasks
Plans and organizes work assignments and carries out assignments effectively
Why join us?
Lots of room for growth
Strong salary and OT
Review loans for risk analysis and compliance with agency and investor guidelines.
Render loan approval decisions within appropriate timeframe of 48 hours while meeting quantity and quality standards of at least four new loans per day averaged on a monthly basis in addition to resubmissions and no major exceptions.
Use of automated underwriting systems in determining risk, salability and reduced documentation for borrowers and review of data accuracy as input in Destiny, LP and DU.
Clear, concise and appropriate conditioning of loans when rendering decisions.
Accept and accurately maintain loan file as it pertains to underwriting documents.
Mentor processing staff on underwriting deficiencies and calculation errors.
Keep management informed of specific ongoing issues that need immediate attention