DE + SAR/LAPP Underwriter

We are backed by leading venture capital firms. We’re privileged that our company has been recognized as a leading innovator in our industry. At the end of the day, we are a company doing honest work that really matters in the real world... one lender, one borrower, one homeowner at a time.

Some of our benefits include:

• Competitive pay

• Meaningful equity as an employee at a growing, venture-backed software company. We want you to participate and make decisions as an owner with our future in mind

• Top-tier insurance plans to select from along with a FSA and HSA where you can set aside pre-tax money for out-of-pocket medical expenses

• 15 days of vacation time plus sick days, all 10 major holidays, and 1 floating holiday for your birthday, religious holiday, or other special day of your choice

• Up to 2 paid days off each year to volunteer at the charity of your choice

• Active DE + SAR/LAPP designations

• Thorough review of loan files to determine deficiencies and/or issues

• Concise and accurate conditioning of loan files

• Meet turn time objectives

• Analyze complex tax returns

• Communicate with processor and LO in a positive manner in order to assist in moving files to closing as quickly as possible

• Concise and accurate input of data

• Run AUS and vendor software and analyze the results

• Complete a thoughtful and thorough review of appraisals

• Clear conditions as submitted while meeting turn time objectives

• Maintain acceptable quality control metrics

To be successful in this role, it is important that you have:

• 5+ years current experience in Conventional underwriting. Must have underwritten conventional loans within the last year

• A full understanding of recent FNMA/FHLMC underwriting guidelines is required

• Must be conversant with QM and ATR regulations

• Excellent analytical & communication skills

• Ability to work in a fast paced multi-tasked environment

• Thorough knowledge of federal and state laws pertaining to the mortgage banking industry (i.e.: TILA, ECOA, RESPA, etc.)

• Strong appraisal review skills

• Great organizational and customer service skills required

• Expert knowledge of AUS systems (DU, LP)

• Ability to underwrite/review complex purchase and refinance transactions

• Ability to work independently as well as part of a team

• Encompass and/or Empower experience desired