Mortgage Loan Officer

We are a family-owned business, and decisions are made locally. We have grown to over one billion in assets!

Competitive base salary and overall compensation package
Full benefits: Medical, Dental, Vision
Generous PTO, vacation, sick, and holidays
Life Insurance coverage
401 (K) with generous company match

You should have/know some of the following:
Bachelor’s degree or equivalent work experience
4+ years of experience
Analyze applicants’ financial status, credit, and property evaluations to determine feasibility of granting loans
Obtain and compile copies of loan applicants credit histories, corporate financial statements, and other financial information
Meet with applicants to obtain information for loan applications and answers questions about the process
Explain to customers that different types of loans and credit options that are available, as well as the terms of those services
Develop strong relationships with borrowers, real estate agents and other related outside contacts to develop a referral base
Review loan agreements to ensure that they are complete and accurate according to policy
Approve loans within specified limits, and refer loan applications outside those limits to management for approval
Handle customer complaints and take appropriate action to resolve them
Stay abreast of new types of loans and other financial services and products to better meet customers’ needs
Review and update credit and loan files
Submit applications to credit analyst for verification and recommendation
Compute payment schedules
Analyze potential loan markets and develop referral networks to locate prospects for loans
Set credit policies, credit lines, procedures and standards in conjunction with senior managers
Confer with underwriters to aid in resolving mortgage application problems
Market bank products to individuals and firms, promote bank services that may meet customers’ needs
Responsible for soliciting, negotiating, processing, servicing and coordinating the closing of routine mortgage loans in compliance with bank policies and procedures
Manage mortgage loan pipeline to ensure loans close on time
Originate home equity and HELOC mortgages, in addition to consumer loans
Cross-sell bank products/insurance referrals when applicable to benefit the customer
Perform all other duties as assigned