Loan Officer

We are seeking a dynamic and experienced Loan Officer to join our team. This is an excellent opportunity to join a thriving mortgage industry and play a crucial role in helping our clients achieve their dreams of homeownership. The ideal candidate will be responsible for overseeing the loan process from origination to close. They will take the lead in customer satisfaction, ensuring all mortgage transactions are executed with precision and utmost professionalism.

Excellent Benefits!

Responsibilities:

• Originate and process a variety of loan types, including conventional, FHA, VA, USDA, and CHFA loans.
• Conduct thorough evaluations of loan applications by effectively assessing applicants' financial status, credit, and property evaluations.
• Act as the primary liaison between customers, outside entities, and other company staff to facilitate a smooth loan application process.
• Ensure compliance with all relevant regulations and laws, including "(ISC)2" guidelines.
• Provide excellent customer service by maintaining thorough knowledge of lending programs, policies, procedures, and regulatory requirements.
• Provide clients with sound financial advice and counsel on their mortgage options and educate them about the loan process.
• Develop and maintain strong relationships with real estate agents, builders, developers, financial planners/CPAs, attorneys, and other referral sources to generate mortgage leads.
• Proactively seek ways to develop and expand client relationships to continuously build a strong referral network.

Qualifications:

• Bachelor's Degree in Accounting, Finance, or a related field.
• Minimum of 3+ years of experience as a Loan Officer or similar role.
• Proven experience with loan origination and handling various types of loans, including conventional, FHA, VA, USDA, and CHFA loans.
• Proficiency in "(ISC)2" or equivalent.
• Strong understanding of loan underwriting and processing procedures.
• Excellent interpersonal and communication skills, with the ability to build and maintain strong relationships.
• Ability to analyze financial data and provide appropriate financial solutions.
• Strong attention to detail and accuracy.
• Proficiency in Microsoft Office Suite and loan origination software.
• Excellent sales and negotiation skills.
• Must hold an active NMLS License.

This is a fantastic opportunity for a seasoned professional looking to make a significant impact within a dynamic and innovative company. If you have a passion for finance and a customer service-oriented attitude, we would love to hear from you.