Loan Officer

Due to demand and incredible growth we are looking for an elite Mortgage Loan Officer to service and expand our clientele. Are you interested in joining the Top-of-the-Line Mortgage Loan Company that is at the forefront of technology with excellent growth?

If interested, please apply or email me your resume directly at Steven.Zacharias@Jobot.com!

Scope of Responsibilities:

• Markets and promotes the suite of Assurance residential products.
• Meet and excel to exceed the Company’s minimum production standards on an ongoing basis, by taking complete and accurate loan applications.
• Establish and maintain relationships with Realtors, bank officers, builders, new home sales representatives and other referral sources in order to develop new relationships and retain existing business.
• Monitors overall customer satisfaction with all parties involved on each individual loan from application– to- closing, including but not limited to counseling and pre-qualifying potential home buyers.
• Collects and analyzes information regarding the customer’s income, assets, investments and debts.
• Accurately evaluate the buying, building or refinancing needs of each customer in order to determine which financial products best meets the customer’s needs and financial circumstances.
• Advises the customer regarding the advantages and disadvantages of different loan products.
• Obtains all necessary application and underwriting support documents along with the appropriate fees and lock in information.
• Oversees the loan process by monitoring loan status and ensures conformity with terms.
• Communicates loan status to all interested connected parties.
• Negotiates terms and conditions of loans with customers.
• Stays abreast of trends and developments in the local real estate and competitive markets as well as, changes in rules and regulations pertaining to conventional and government-insured mortgages. Maintains a professional image and adheres to standards consistent with company policies and procedures.
• Other duties as assigned.

Qualifications:

• High school diploma or equivalent.
• Appropriate state licenses required.
• 1+ years of loan originator experience required for Loan Originator and minimum of 5 years loan originator experience required for Senior Loan Originator.
• Interacts with regional & corporate departments, as well as realtors, sales agents, builders, appraisers, etc.
• Demonstrated judgment and decision making ability.
• Excellent and effective presentation and communication skills, both verbal and written.
• Ability to quickly assess and process large amounts of data and use of appropriate AU software technology.
• Must be active in the community and in those job-related organizations to enhance the network of beneficial contacts.