A bit about us:
Founded by a group of mortgage professionals who have a long history of providing flexible solutions to borrowers who fit outside of the Prime/Qualified Mortgage space all while providing the best service levels to our broker partners in the industry.
Why join us?
Paid time off
ESSENTIAL JOB FUNCTIONS
The Underwriter is responsible for analyzing highly complex financial and credit information according to internal underwriting standards, investor guidelines, and federal regulations
Underwrites a wide variety of product and loan types with a higher aggregate credit exposure including underwriting exceptions not determined through DU.
Compile, analyze, and document loan data and credit risk, borrower and property information.
May review more complex loans requiring exceptions.
Responsible for providing strong and clear communication to processors, underwriters, mortgage professionals and borrowers regarding documents needed for mortgage loan files to ensure quick turnaround time.
Provide training and assistance to Underwriters I and Underwriters II to assist with performance improvement and developmental opportunities.
Adheres to all applicable internal NPI policies and procedures, and protects the confidentiality of borrower information.
Other duties as assigned.
EDUCATION / EXPERIENCE REQUIREMENTS
High school diploma
Advanced analysis skills in the areas of credit, layered risk, and income.
Ability to underwriting loans at a national level and in all markets.
Required Experience with Desktop Underwriter (DU) or comparable automated underwriting system and manual underwriting required. Basic computer skills required. Experience with word processing beneficial. Prefer experience with TMO.
Minimum of 2 years mortgage underwriting or lending experience